CINF

Nasdaq

CINCINNATI FINANCIAL CORP

Financials, Property & Casualty Insurance

$176.86

close 7 Aug 2026

+18.00%

52-week change

$27.14B

market cap

$149.21

$194.81

52-week range

Expected price

$191.58 – $234.15

Current price

$176.86

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)8.34x

P/S (TTM)1.95x

P/B1.63x

EV/EBITDA (TTM)—

FCF yield (TTM)12.53%

PEG (TTM, GAAP)—

Context

P/E, own 5-year average283.85x

P/E, sector median16.04x*

Price at 5-year median P/E$212.85*

Indicated dividend yield2.13%

Forward — analyst consensus

Forward P/E (FY2026)20.69x*

Forward P/E (FY2027)19.46x

Forward PEG3.27*

Consensus EPS FY2026 (8 analysts)$8.55

EPS growth (FY2026→FY2027)6.32%

Revenue growth (FY2026)4.65%

Street view

Price target (mean)$190.83*

Target upside7.90%

Ratings (buy / hold / sell)2 / 6 / 0

FY2026 EPS revisions, 30d (up / down)4 / 0

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 27 Jul 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +16.02%10Y CAGR +11.25%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$176.86

Cash & equivalents$1.75B

Total debt$859.00M

Shares outstanding153.48M

Result

DCF price per share$1,186.35

Current price$176.86

Margin of safety+570.79%

PV of years 1–10$51.49B

PV of terminal value$129.70B

Equity value$182.08B

Market-implied growth-9.05%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$3.94B	$4.58B	$5.31B	$6.16B	$7.15B	$8.29B	$9.62B	$11.16B	$12.95B	$15.02B	$280.01B
PV	$3.65B	$3.92B	$4.22B	$4.53B	$4.86B	$5.23B	$5.61B	$6.03B	$6.48B	$6.96B	$129.70B

period to 30 Jun 2026, filed 27 Jul 2026, close 7 Aug 2026