COF

NYSE

CAPITAL ONE FINANCIAL CORP

Financials, Consumer Finance

$217.76

close 7 Aug 2026

+4.57%

52-week change

$134.11B

market cap

$174.24

$259.64

52-week range

Expected price

$48.03 – $58.70

Current price

$217.76

Signal

Could be overvalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)43.98x

P/S (TTM)2.11x

P/B1.19x

EV/EBITDA (TTM)—

FCF yield (TTM)20.35%

PEG (TTM, GAAP)—

Context

P/E, own 5-year average22.67x

P/E, sector median16.04x*

Price at 5-year median P/E$49.91*

Indicated dividend yield1.47%

Forward — analyst consensus

Forward P/E (FY2026)10.67x*

Forward P/E (FY2027)9.05x

Forward PEG0.60*

Consensus EPS FY2026 (19 analysts)$20.40

EPS growth (FY2026→FY2027)17.90%

Revenue growth (FY2026)19.81%

Street view

Price target (mean)$256.50*

Target upside17.79%

Ratings (buy / hold / sell)20 / 4 / 0

FY2026 EPS revisions, 30d (up / down)11 / 3

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 31 Mar 2026, filed 7 May 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +10.33%10Y CAGR +10.54%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$217.76

Cash & equivalents$76.49B

Total debt$51.89B

Shares outstanding615.86M

Result

DCF price per share$1,561.58

Current price$217.76

Margin of safety+617.11%

PV of years 1–10$307.48B

PV of terminal value$629.62B

Equity value$961.71B

Market-implied growth-18.48%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$30.11B	$33.22B	$36.65B	$40.44B	$44.62B	$49.22B	$54.31B	$59.92B	$66.11B	$72.94B	$1.36T
PV	$27.88B	$28.48B	$29.10B	$29.72B	$30.36B	$31.02B	$31.69B	$32.37B	$33.07B	$33.78B	$629.62B

period to 31 Mar 2026, filed 7 May 2026, close 7 Aug 2026