ERIE

Nasdaq

ERIE INDEMNITY CO

Financials, Insurance Brokers

$252.58

close 7 Aug 2026

-30.00%

52-week change

$11.67B

market cap

$204.63

$371.45

52-week range

Expected price

$286.15 – $349.73

Current price

$252.58

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)20.22x

P/S (TTM)2.83x

P/B4.73x

EV/EBITDA (TTM)—

FCF yield (TTM)4.74%

PEG (TTM, GAAP)—

Context

P/E, own 5-year average30.34x

P/E, sector median16.04x*

Price at 5-year median P/E—*

Indicated dividend yield2.32%

Forward — analyst consensus

Forward P/E (FY2026)19.89x*

Forward P/E (FY2027)—

Forward PEG—*

Consensus EPS FY2026 (1 analysts)$12.70

EPS growth (FY2026→FY2027)—

Revenue growth (FY2026)2.51%

Street view

Price target (mean)—*

Target upside—

Ratings (buy / hold / sell)1 / 0 / 0

FY2026 EPS revisions, 30d (up / down)0 / 1

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 30 Jul 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +14.74%10Y CAGR +10.80%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$252.58

Cash & equivalents—

Total debt—

Shares outstanding46.19M

Result

DCF price per share—

Current price$252.58

Margin of safety—

PV of years 1–10$7.83B

PV of terminal value$18.88B

Equity value—

Market-implied growth—

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$634.60M	$728.14M	$835.47M	$958.62M	$1.10B	$1.26B	$1.45B	$1.66B	$1.91B	$2.19B	$40.77B
PV	$587.60M	$624.27M	$663.23M	$704.62M	$748.59M	$795.31M	$844.94M	$897.67M	$953.69M	$1.01B	$18.88B

period to 30 Jun 2026, filed 30 Jul 2026, close 7 Aug 2026