FICO

NYSE

FAIR ISAAC CORP

Information Technology, Application Software

$1,041.40

close 7 Aug 2026

-20.58%

52-week change

$22.49B

market cap

$870.01

$1,998.01

52-week range

Expected price

$1,644.61 – $2,010.08

Current price

$1,041.40

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)30.09x

P/S (TTM)9.40x

P/B-5.49x

EV/EBITDA (TTM)22.23x

FCF yield (TTM)4.43%

PEG (TTM, GAAP)1.29

Context

P/E, own 5-year average56.01x

P/E, sector median37.34x*

Price at 5-year median P/E$1,827.47*

Forward — analyst consensus

Forward P/E (FY2026)24.16x*

Forward P/E (FY2027)19.60x

Forward PEG1.04*

Consensus EPS FY2026 (19 analysts)$43.10

EPS growth (FY2026→FY2027)23.28%

Revenue growth (FY2026)27.97%

Street view

Price target (mean)$1,489.48*

Target upside43.03%

Ratings (buy / hold / sell)15 / 5 / 1

FY2026 EPS revisions, 30d (up / down)5 / 3

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 29 Jul 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +17.56%10Y CAGR +20.25%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$1,041.40

Cash & equivalents$248.44M

Total debt$5.58B

Shares outstanding21.60M

Result

DCF price per share$2,517.56

Current price$1,041.40

Margin of safety+141.75%

PV of years 1–10$16.36B

PV of terminal value$43.35B

Equity value$54.37B

Market-implied growth+7.68%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$1.17B	$1.38B	$1.62B	$1.90B	$2.24B	$2.63B	$3.09B	$3.63B	$4.27B	$5.02B	$93.59B
PV	$1.08B	$1.18B	$1.28B	$1.40B	$1.52B	$1.66B	$1.80B	$1.96B	$2.14B	$2.33B	$43.35B

period to 30 Jun 2026, filed 29 Jul 2026, close 7 Aug 2026