GL

NYSE

GLOBE LIFE INC.

Financials, Life & Health Insurance

$183.85

close 7 Aug 2026

+32.22%

52-week change

$16.95B

market cap

$127.85

$191.55

52-week range

Expected price

$146.38 – $178.91

Current price

$183.85

Signal

Could be overvalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)12.22x

P/S (TTM)2.74x

P/B2.75x

EV/EBITDA (TTM)—

FCF yield (TTM)7.27%

PEG (TTM, GAAP)0.77

Context

P/E, own 5-year average10.85x

P/E, sector median16.04x*

Price at 5-year median P/E$159.87*

Indicated dividend yield0.72%

Forward — analyst consensus

Forward P/E (FY2026)11.71x*

Forward P/E (FY2027)11.13x

Forward PEG2.25*

Consensus EPS FY2026 (11 analysts)$15.70

EPS growth (FY2026→FY2027)5.20%

Revenue growth (FY2026)6.60%

Street view

Price target (mean)$193.91*

Target upside5.47%

Ratings (buy / hold / sell)8 / 3 / 0

FY2026 EPS revisions, 30d (up / down)6 / 1

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 5 Aug 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR -2.66%10Y CAGR +1.48%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$183.85

Cash & equivalents$257.05M

Total debt$2.94B

Shares outstanding92.22M

Result

DCF price per share$137.83

Current price$183.85

Margin of safety-25.03%

PV of years 1–10$7.27B

PV of terminal value$8.12B

Equity value$12.71B

Market-implied growth+0.49%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$1.20B	$1.17B	$1.14B	$1.11B	$1.08B	$1.05B	$1.02B	$993.29M	$966.87M	$941.15M	$17.54B
PV	$1.11B	$1.00B	$902.29M	$813.23M	$732.96M	$660.62M	$595.41M	$536.64M	$483.67M	$435.93M	$8.12B

period to 30 Jun 2026, filed 5 Aug 2026, close 7 Aug 2026