HIG

NYSE

HARTFORD INSURANCE GROUP, INC.

Financials, Property & Casualty Insurance

$143.28

close 7 Aug 2026

+11.64%

52-week change

$38.81B

market cap

$120.33

$146.07

52-week range

Expected price

$158.86 – $194.17

Current price

$143.28

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)9.27x

P/S (TTM)1.32x

P/B1.98x

EV/EBITDA (TTM)—

FCF yield (TTM)15.13%

PEG (TTM, GAAP)0.27

Context

P/E, own 5-year average11.37x

P/E, sector median16.04x*

Price at 5-year median P/E$178.03*

Indicated dividend yield1.68%

Forward — analyst consensus

Forward P/E (FY2026)11.24x*

Forward P/E (FY2027)10.46x

Forward PEG1.51*

Consensus EPS FY2026 (19 analysts)$12.75

EPS growth (FY2026→FY2027)7.44%

Revenue growth (FY2026)1.73%

Street view

Price target (mean)$149.85*

Target upside4.59%

Ratings (buy / hold / sell)9 / 14 / 0

FY2026 EPS revisions, 30d (up / down)5 / 4

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 23 Jul 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +8.90%10Y CAGR +12.54%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$143.28

Cash & equivalents$125.00M

Total debt$4.37B

Shares outstanding270.87M

Result

DCF price per share$650.36

Current price$143.28

Margin of safety+353.91%

PV of years 1–10$61.49B

PV of terminal value$118.92B

Equity value$176.16B

Market-implied growth-9.76%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$6.40B	$6.96B	$7.58B	$8.26B	$8.99B	$9.80B	$10.67B	$11.62B	$12.65B	$13.78B	$256.74B
PV	$5.92B	$5.97B	$6.02B	$6.07B	$6.12B	$6.17B	$6.22B	$6.28B	$6.33B	$6.38B	$118.92B

period to 30 Jun 2026, filed 23 Jul 2026, close 7 Aug 2026