JKHY

Nasdaq

JACK HENRY & ASSOCIATES INC

Financials, Transaction & Payment Processing Services

$155.95

close 7 Aug 2026

-1.62%

52-week change

$11.08B

market cap

$121.04

$193.39

52-week range

Expected price

$211.72 – $258.77

Current price

$155.95

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)21.81x

P/S (TTM)4.40x

P/B5.19x

EV/EBITDA (TTM)16.03x

FCF yield (TTM)6.57%

PEG (TTM, GAAP)2.69

Context

P/E, own 5-year average32.19x

P/E, sector median16.04x*

Price at 5-year median P/E$233.05*

Indicated dividend yield1.56%

Forward — analyst consensus

Forward P/E (FY2026)23.92x*

Forward P/E (FY2027)21.96x

Forward PEG2.68*

Consensus EPS FY2026 (6 analysts)$6.52

EPS growth (FY2026→FY2027)8.94%

Revenue growth (FY2026)6.51%

Street view

Price target (mean)$185.71*

Target upside19.09%

Ratings (buy / hold / sell)12 / 4 / 0

FY2026 EPS revisions, 30d (up / down)1 / 0

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 31 Mar 2026, filed 7 May 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +5.18%10Y CAGR +6.30%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$155.95

Cash & equivalents$20.57M

Total debt$90.00M

Shares outstanding71.05M

Result

DCF price per share$234.30

Current price$155.95

Margin of safety+50.24%

PV of years 1–10$6.31B

PV of terminal value$10.41B

Equity value$16.65B

Market-implied growth-0.02%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$765.30M	$804.94M	$846.64M	$890.49M	$936.62M	$985.14M	$1.04B	$1.09B	$1.15B	$1.21B	$22.47B
PV	$708.61M	$690.11M	$672.09M	$654.54M	$637.45M	$620.80M	$604.59M	$588.81M	$573.43M	$558.46M	$10.41B

period to 31 Mar 2026, filed 7 May 2026, close 7 Aug 2026