RF

NYSE

REGIONS FINANCIAL CORP

Financials, Regional Banks

$31.43

close 7 Aug 2026

+27.61%

52-week change

$26.78B

market cap

$22.70

$32.47

52-week range

Expected price

$22.93 – $28.03

Current price

$31.43

Signal

Could be overvalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)12.78x

P/S (TTM)3.77x

P/B1.42x

EV/EBITDA (TTM)—

FCF yield (TTM)6.23%

PEG (TTM, GAAP)43.82

Context

P/E, own 5-year average10.35x

P/E, sector median16.04x*

Price at 5-year median P/E$25.00*

Indicated dividend yield3.37%

Forward — analyst consensus

Forward P/E (FY2026)11.95x*

Forward P/E (FY2027)11.06x

Forward PEG1.47*

Consensus EPS FY2026 (16 analysts)$2.63

EPS growth (FY2026→FY2027)8.12%

Revenue growth (FY2026)3.52%

Street view

Price target (mean)$32.93*

Target upside4.77%

Ratings (buy / hold / sell)6 / 12 / 4

FY2026 EPS revisions, 30d (up / down)9 / 3

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 6 Aug 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR -1.54%10Y CAGR +5.12%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$31.43

Cash & equivalents—

Total debt$7.63B

Shares outstanding851.93M

Result

DCF price per share—

Current price$31.43

Margin of safety—

PV of years 1–10$10.39B

PV of terminal value$12.33B

Equity value—

Market-implied growth—

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$1.64B	$1.62B	$1.59B	$1.57B	$1.54B	$1.52B	$1.50B	$1.47B	$1.45B	$1.43B	$26.62B
PV	$1.52B	$1.39B	$1.26B	$1.15B	$1.05B	$957.66M	$873.07M	$795.95M	$725.64M	$661.54M	$12.33B

period to 30 Jun 2026, filed 6 Aug 2026, close 7 Aug 2026