SCHW

NYSE

SCHWAB CHARLES CORP

Financials, Investment Banking & Brokerage

$107.60

close 7 Aug 2026

+10.21%

52-week change

$223.16B

market cap

$83.96

$109.05

52-week range

Expected price

$114.56 – $140.02

Current price

$107.60

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)21.39x

P/S (TTM)9.00x

P/B4.53x

EV/EBITDA (TTM)—

FCF yield (TTM)4.36%

PEG (TTM, GAAP)2.15

Context

P/E, own 5-year average24.57x

P/E, sector median16.04x*

Price at 5-year median P/E$125.30*

Indicated dividend yield1.19%

Forward — analyst consensus

Forward P/E (FY2026)16.58x*

Forward P/E (FY2027)13.79x

Forward PEG0.82*

Consensus EPS FY2026 (21 analysts)$6.49

EPS growth (FY2026→FY2027)20.24%

Revenue growth (FY2026)18.15%

Street view

Price target (mean)$125.00*

Target upside16.17%

Ratings (buy / hold / sell)18 / 3 / 1

FY2026 EPS revisions, 30d (up / down)18 / 0

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 31 Mar 2026, filed 7 Aug 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +7.09%10Y CAGR +24.49%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$107.60

Cash & equivalents$40.58B

Total debt$36.61B

Shares outstanding2.07B

Result

DCF price per share$140.66

Current price$107.60

Margin of safety+30.73%

PV of years 1–10$103.01B

PV of terminal value$184.75B

Equity value$291.73B

Market-implied growth+3.61%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$11.55B	$12.37B	$13.25B	$14.19B	$15.20B	$16.27B	$17.43B	$18.66B	$19.99B	$21.40B	$398.87B
PV	$10.70B	$10.61B	$10.52B	$10.43B	$10.34B	$10.25B	$10.17B	$10.08B	$10.00B	$9.91B	$184.75B

period to 30 Jun 2026, filed 7 Aug 2026, close 7 Aug 2026