TFC

NYSE

TRUIST FINANCIAL CORP

Financials, Diversified Banks

$52.35

close 7 Aug 2026

+22.23%

52-week change

$63.95B

market cap

$40.78

$56.20

52-week range

Expected price

$46.81 – $57.21

Current price

$52.35

Signal

Appears fairly valued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)11.98x

P/S (TTM)2.64x

P/B1.00x

EV/EBITDA (TTM)—

FCF yield (TTM)—

PEG (TTM, GAAP)—

Context

P/E, own 5-year average11.24x

P/E, sector median16.04x*

Price at 5-year median P/E$50.57*

Indicated dividend yield3.97%

Forward — analyst consensus

Forward P/E (FY2026)11.34x*

Forward P/E (FY2027)10.48x

Forward PEG1.38*

Consensus EPS FY2026 (18 analysts)$4.62

EPS growth (FY2026→FY2027)8.20%

Revenue growth (FY2026)3.76%

Street view

Price target (mean)$54.92*

Target upside4.90%

Ratings (buy / hold / sell)6 / 12 / 3

FY2026 EPS revisions, 30d (up / down)13 / 2

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 30 Jun 2026, filed 31 Jul 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$52.35

Cash & equivalents—

Total debt$69.86B

Shares outstanding1.22B

Result

DCF price per share—

Current price$52.35

Margin of safety—

PV of years 1–10$90.37B

PV of terminal value$147.88B

Equity value—

Market-implied growth—

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2023	2024	2025	2026	2027	2028	2029	2030	2031	2032	Terminal
Growth, %											2.5
FCF	$11.04B	$11.59B	$12.17B	$12.78B	$13.42B	$14.09B	$14.80B	$15.54B	$16.32B	$17.13B	$319.26B
PV	$10.22B	$9.94B	$9.66B	$9.40B	$9.14B	$8.88B	$8.63B	$8.39B	$8.16B	$7.94B	$147.88B

period to 30 Jun 2026, filed 31 Jul 2026, close 7 Aug 2026