PYPL

Nasdaq

PayPal Holdings, Inc.

Financials, Transaction & Payment Processing Services

$59.07

close 7 Aug 2026

-11.94%

52-week change

$52.69B

market cap

$38.46

$79.21

52-week range

Expected price

$87.85 – $107.37

Current price

$59.07

Signal

Could be undervalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)11.08x

P/S (TTM)1.56x

P/B2.63x

EV/EBITDA (TTM)7.90x

FCF yield (TTM)10.44%

PEG (TTM, GAAP)0.30

Context

P/E, own 5-year average24.07x

P/E, sector median16.04x*

Price at 5-year median P/E$98.23*

Indicated dividend yield0.95%

Forward — analyst consensus

Forward P/E (FY2026)10.98x*

Forward P/E (FY2027)10.20x

Forward PEG1.44*

Consensus EPS FY2026 (42 analysts)$5.38

EPS growth (FY2026→FY2027)7.61%

Revenue growth (FY2026)4.58%

Street view

Price target (mean)$58.83*

Target upside-0.41%

Ratings (buy / hold / sell)8 / 32 / 3

FY2026 EPS revisions, 30d (up / down)5 / 3

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 31 Mar 2026, filed 5 May 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR +0.78%10Y CAGR +11.80%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$59.07

Cash & equivalents$6.98B

Total debt$9.41B

Shares outstanding892.00M

Result

DCF price per share$97.83

Current price$59.07

Margin of safety+65.62%

PV of years 1–10$38.36B

PV of terminal value$51.34B

Equity value$87.27B

Market-implied growth-5.56%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$5.55B	$5.59B	$5.63B	$5.68B	$5.72B	$5.77B	$5.81B	$5.86B	$5.90B	$5.95B	$110.84B
PV	$5.14B	$4.79B	$4.47B	$4.17B	$3.89B	$3.63B	$3.39B	$3.16B	$2.95B	$2.75B	$51.34B

period to 31 Mar 2026, filed 5 May 2026, close 7 Aug 2026