SYF

NYSE

Synchrony Financial

Financials, Consumer Finance

$78.59

close 7 Aug 2026

+12.92%

52-week change

$25.54B

market cap

$63.08

$88.77

52-week range

Valuation

Market cap$25.54B

P/E (TTM / 5y avg)8.06x6.77x

Forward P/E (FY2026 / FY2027)8.39x7.50x

PEG (TTM / fwd)0.550.71

P/S (TTM)1.13x

P/B1.51x

EV/EBITDA (TTM)—

FCF yield (TTM)—

Cash flow & dividend

FCF (TTM)—

FCF per share (TTM)—

FCF margin (TTM)—

Dividend yield (indicated / 5y avg)1.73%2.22%

Annualized dividend$1.36

Payout ratio (EPS / FCF)11.94%—

Growth & quality

Revenue YoY, latest Q-0.05%

Diluted EPS YoY, latest Q+3.60%

Operating margin (TTM)—

Net margin (TTM)15.53%

ROE (latest FY)21.19%

Net debt / EBITDA (TTM)—

Interest coverage (TTM)—

Price

+51.69%+8.72%/yrover 5y

Weekly closes · split-adjusted

close 7 Aug 2026

Fundamentals

Fiscal years, last 10, CAGR chips on growth series, plus a dimmed trailing-twelve-month bar

Revenue

5Y CAGR +7.06%10Y CAGR +5.50%

Diluted EPS

5Y CAGR +32.53%10Y CAGR +13.35%

Operating cash flow

5Y CAGR +5.64%10Y CAGR +4.77%

Dividends per share

5Y CAGR +5.53%

Payout ratio

Return on equity

Shares outstanding

5Y CAGR -9.89%10Y CAGR -8.39%

Earnings

Street estimates, not SEC filings

Next / Q3 FY26

Date13 Oct 2026bmo

EPS estimate$2.41

Revenue estimate$4.80B

Last reported

Date—

EPS——

Revenue——