UNH

NYSE

UNITEDHEALTH GROUP INC

Health Care, Managed Health Care

$407.08

close 7 Aug 2026

+61.30%

52-week change

$369.63B

market cap

$252.14

$461.62

52-week range

Expected price

$315.21 – $385.25

Current price

$407.08

Signal

Could be overvalued

A historical-multiple reference, never a fair-value claim. The band uses only data public at each date and ends at the latest month — no forward estimates.

Current multiples

P/E (TTM)30.65x

P/S (TTM)0.82x

P/B3.56x

EV/EBITDA (TTM)—

FCF yield (TTM)5.32%

PEG (TTM, GAAP)—

Context

P/E, own 5-year average25.56x

P/E, sector median29.65x*

Price at 5-year median P/E$347.96*

Indicated dividend yield2.28%

Forward — analyst consensus

Forward P/E (FY2026)20.55x*

Forward P/E (FY2027)18.14x

Forward PEG1.55*

Consensus EPS FY2026 (25 analysts)$19.81

EPS growth (FY2026→FY2027)13.24%

Revenue growth (FY2026)-0.23%

Street view

Price target (mean)$475.23*

Target upside16.74%

Ratings (buy / hold / sell)22 / 5 / 0

FY2026 EPS revisions, 30d (up / down)24 / 0

5-year history

Dashed line: average of month-end values

P/E (TTM)

P/S (TTM)

P/B

FCF yield (TTM)

Dividend yield

period to 31 Mar 2026, filed 5 May 2026, close 7 Aug 2026

Discounted cash flow

Ten projected years plus a perpetuity, prefilled from filings — a model to argue with, never a fair-value claim.

Free cash flow, last ten years and TTM

5Y CAGR -4.39%10Y CAGR +6.98%

Assumptions

Growth rate, years 1–10%

Perpetual growth%Discount rate%

Base FCF$M

As filed — not assumptions

Current price$407.08

Cash & equivalents$28.00B

Total debt$77.92B

Shares outstanding908.00M

Result

DCF price per share$182.08

Current price$407.08

Margin of safety-55.27%

PV of years 1–10$106.89B

PV of terminal value$108.36B

Equity value$165.33B

Market-implied growth+4.23%

Projected FCF, years 1–10

Hover for PV and growth

Projection detail

Override growth for any year; blank years use the uniform rate

Year	2026	2027	2028	2029	2030	2031	2032	2033	2034	2035	Terminal
Growth, %											2.5
FCF	$18.80B	$17.98B	$17.19B	$16.43B	$15.71B	$15.02B	$14.36B	$13.73B	$13.13B	$12.55B	$233.94B
PV	$17.41B	$15.41B	$13.64B	$12.08B	$10.69B	$9.47B	$8.38B	$7.42B	$6.57B	$5.81B	$108.36B

period to 31 Mar 2026, filed 5 May 2026, close 7 Aug 2026